Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/271064 
Authors: 
Year of Publication: 
2023
Series/Report no.: 
IU Discussion Papers - Business & Management No. 2 (April 2023)
Publisher: 
IU Internationale Hochschule, Erfurt
Abstract (Translated): 
Financial literacy, financial inclusion, FinTech, and the UN Sustainable Development Goals (SDGs) have so far only been examined in pairs or individually. A consideration of all four points with their interrelationships and impacts has been lacking. With the help of a deductive argumentative approach, an attempt will be made to take a coherent look at all four aspects. The aim is to develop a holistic framework for achieving the SDGs through financial literacy, financial inclusion, and FinTech. The argumentation shows that there are multi-layered theoretical as well as empirical relationships between all four objects of investigation. A previous silo thinking or a bilateral approach does not go far enough to comprehensively understand the effects. The starting point of a holistic view in this paper is financial literacy because, without it, no positive relationship between financial inclusion, FinTech, and the SDGs can be achieved. Financial literacy thus promotes the use and application of fintech, contributes to financial inclusion, and supports the achievement of the SDGs. The holistic framework can also be used to derive policy recommendations. Decision-makers should take a holistic view of all four points and start with the promotion and expansion of financial education.
Subjects: 
Finanzielle Allgemeinbildung
Finanzielle Inklusion
FinTech
Finanztechnologie und SDG
JEL: 
G5
G20
G23
O39
Document Type: 
Working Paper

Files in This Item:
File
Size





Items in EconStor are protected by copyright, with all rights reserved, unless otherwise indicated.