Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/262069 
Year of Publication: 
2022
Series/Report no.: 
AGDI Working Paper No. WP/22/013
Publisher: 
African Governance and Development Institute (AGDI), Yaoundé
Abstract: 
This study establishes economic growth needed for supply-side mobile money drivers in developing countries to be positively related to mobile money innovations in the perspectives of mobile money accounts, the mobile phone used to send money, and the mobile phone used to receive money. The empirical evidence is based on Tobit regressions. For the negative net relationships that are computed, minimum economic growth thresholds are established above which the net negative relationships become net positive relationships. The following minimum economic growth rates are required for nexuses between supply-side mobile money drivers and mobile money innovations to be positive: (i) 6.109% (6.193%) of GDP growth for mobile connectivity performance to be positively associated with the mobile phone used to send (receive) money and (ii) 4.590 % (4.259%) of GDP growth for mobile connectivity coverage to be positively associated with the mobile phone used to send (receive) money.
Subjects: 
Mobile money
technology diffusion
financial inclusion
inclusive innovation
JEL: 
D10
D14
D31
D60
O30
Document Type: 
Working Paper

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