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dc.contributor.authorJappelli, Tullioen
dc.contributor.authorPadula, Marioen
dc.date.accessioned2008-03-12-
dc.date.accessioned2009-07-24T13:48:32Z-
dc.date.available2009-07-24T13:48:32Z-
dc.date.issued2007-
dc.identifier.piurn:nbn:de:hebis:30-51016en
dc.identifier.urihttp://hdl.handle.net/10419/25531-
dc.description.abstractWe review savings trends in Italy, summarizing available empirical evidence on Italians' motives to save, relying on macroeconomic indicators as well as on data drawn from the Bank of Italy's Survey of Household Income and Wealth from 1984 to 2004. The macroeconomic data indicate that households' saving has dropped significantly, although Italy continues to rank above most other countries in terms of saving. We then examine with microeconomic data four indicators of household financial conditions: the propensity to save, the proportion of households with negative savings, the proportion of households with debt, and the proportion of households that lack access to formal credit markets. By international comparison, the level of debt of Italian households and default risk are relatively low. But in light of the deep changes undergone by the Italian pension system, the fall in saving is a concern, particularly for individuals who entered the labor market after the 1995 reform and who have experienced the largest decline in pension wealth.en
dc.language.isoengen
dc.publisher|aGoethe University Frankfurt, Center for Financial Studies (CFS) |cFrankfurt a. M.en
dc.relation.ispartofseries|aCFS Working Paper |x2007/30en
dc.subject.jelD91en
dc.subject.ddc330en
dc.subject.keywordSavingen
dc.subject.keywordHousehold Debten
dc.subject.stwSparenen
dc.subject.stwPrivate Verschuldungen
dc.subject.stwItalienen
dc.titleHouseholds' saving and debt in Italy-
dc.typeWorking Paperen
dc.identifier.ppn55975311Xen
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen
dc.identifier.repecRePEc:zbw:cfswop:200730en

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