Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/249403 
Year of Publication: 
2019
Series/Report no.: 
Policy Paper No. 23
Publisher: 
Center for Indonesian Policy Studies (CIPS), Jakarta
Abstract: 
This paper analyses Chinese investment in the financial technology (fintech) sector in Indonesia, which ranges from payment systems to lending to wealth management. The paper calls for regulators to react to problems as they arise rather that controlling innovations to allow the market to meet consumer needs. It will specifically addresses fintech lending both by Chinese investors and their domestic partners as a major source of controversy in Indonesia. It elaborates on how Chinese investors respond to the evolving regulatory environment in Indonesia and addresses local debates over the intentions and structure of Chinese investors in the Indonesian fintech sector, comparing those debates to the actual situation of Chinese FDI in Indonesia.
Subjects: 
Fintech
chinese investment
chinese
gojek
unicorn
financial technology
FDI
e-commerce
grab
OJK
lending
payment
microfinance
bukapalak
tokopedia
loan
payday loan
we chat
wechat
dana
airpay
Document Type: 
Research Report

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