Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/246000 
Erscheinungsjahr: 
2021
Schriftenreihe/Nr.: 
Danmarks Nationalbank Working Papers No. 179
Verlag: 
Danmarks Nationalbank, Copenhagen
Zusammenfassung: 
We analyze micro-level data from the Danish credit register and find that female business owners pay higher interest rates on corporate loans than male owners. The gender gap is partly explained by differences in firm and loan characteristics. However, an economically and statistically significant gap persists even after flexible machine learning techniques are applied to the data. While the gender gap most likely arises during the negotiation process, we do not find that it depends on market power or the extent to which banks use data-driven approaches to determine interest rates.
Schlagwörter: 
Financial sector
changes in interest rates
credit risk
statistical methods
JEL: 
G21
J16
Dokumentart: 
Working Paper
Erscheint in der Sammlung:

Datei(en):
Datei
Größe
1.6 MB





Publikationen in EconStor sind urheberrechtlich geschützt.