Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/241040 
Year of Publication: 
2020
Series/Report no.: 
PIDS Discussion Paper Series No. 2020-51
Publisher: 
Philippine Institute for Development Studies (PIDS), Quezon City
Abstract: 
We use incidence analysis to examine the financial costs and benefits from the Philippine's National Health Insurance Program (NHIP) through the Philippine Health Insurance Corporation (PhilHealth) that accrue to different age groups and socio-economic classes. We find that premium contributions to and benefits payment by PhilHealth are both pro-poor. As a public transfers program, PhilHealth reallocates resources from higher to lower income population. As a pseudo-pension program, it transfers resources from workers to finance health care of retirees. As a health insurance, its premium contributions are not actuarially fair given the benefits it provides. Over the course of an average Filipino's lifetime, the NHIP is estimated to lose about 40 centavos for every peso an individual contributes directly or indirectly as premium to PhilHealth.
Subjects: 
Social health insurance
Benefit incidence analysis
Cost incidence analysis
National Transfer Account
Philippines
Document Type: 
Working Paper

Files in This Item:
File
Size





Items in EconStor are protected by copyright, with all rights reserved, unless otherwise indicated.