Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/240360 
Year of Publication: 
2020
Series/Report no.: 
BOFIT Discussion Papers No. 9/2020
Publisher: 
Bank of Finland, Institute for Economies in Transition (BOFIT), Helsinki
Abstract: 
Reference to gender in language can lead individuals to draw distinctions between genders and re-inforce traditional views of gender roles. To test our hypothesis that language gender-marking exerts an influence on the gender gap in financial inclusion, we draw on data for 117 countries in the World Bank's Global Findex database and perform logit estimations at the individual level. We find the gender gap in the probability of owning a formal account, having access to a formal credit, as well as having savings in a formal financial institution is higher for countries with gendered languages than for countries with genderless languages. These findings are confirmed in robustness checks that control for alternative measures of culture and estimations at the country level.
Subjects: 
financial inclusion
gender
language
JEL: 
G21
Z13
Persistent Identifier of the first edition: 
ISBN: 
978-952-323-321-8
Document Type: 
Working Paper

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