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Dalli Gonzi, Rebecca
Grima, Simon
Kizilkaya, Murat
Spiteri, Jonathan
Year of Publication: 
[Journal:] Journal of Risk and Financial Management [ISSN:] 1911-8074 [Volume:] 12 [Year:] 2019 [Issue:] 4 [Pages:] 1-15
MDPI, Basel
Originality/value-this model contributed to the vast literature on models of change and risk management within organisations, but was not validated empirically for reliability of the factors, and on financial services providers within small jurisdictions. Therefore, the significance and importance of such a study lies firstly on the premise that testing on small countries can be deemed as small laboratories for more complex politics, regulations and policies of larger countries and secondly, the importance of financial services as essential for prosperity in a country's economy. This model will provide an empirically tested proactive model in a specific environment for managing organisational risks to arrive at their objectives with minimal setbacks.
change management
decision-making model
good governance
process improvement
resource management
risk management
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