Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/238511 
Erscheinungsjahr: 
2020
Schriftenreihe/Nr.: 
ADBI Working Paper Series No. 1154
Verlag: 
Asian Development Bank Institute (ADBI), Tokyo
Zusammenfassung: 
Financial literacy is gaining increasing importance as a policy objective in many countries. A growing literature has examined the role of financial literacy in an individual's income, saving behavior, and the use of various financial products. However, so far, we are not aware of any studies of the relationship between financial literacy and the awareness and adoption of financial technology (fintech) products, i.e., financial products provided via internet-based and mobile-based platforms especially in developing countries. This paper examines this relationship in a developing country, Viet Nam. To do so, we conducted a survey on financial literacy and fintech awareness and adoption, using financial literacy questions to calculate a financial literacy score. We find that a higher level of financial literacy has strong and positive effects on an individual's awareness and use of fintech products.
Schlagwörter: 
financial literacy
financial behavior
fintech
awareness of fintech
household saving
Viet Nam
JEL: 
D14
G11
J26
Creative-Commons-Lizenz: 
cc-by-nc-nd Logo
Dokumentart: 
Working Paper

Datei(en):
Datei
Größe
705.05 kB





Publikationen in EconStor sind urheberrechtlich geschützt.