Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/230100
Authors: 
Brown, Martin
Kirschenmann, Karolin
Spycher, Thomas
Year of Publication: 
2020
Citation: 
[Journal:] Economic Inquiry [ISSN:] 1465-7295 [Volume:] 58 [Issue:] 2 [Pages:] 998-1022
Abstract: 
We examine how the numeracy level of employees influences their on‐the‐job performance. Based on an administrative dataset of a retail bank we relate the performance of loan officers in a standardized math test to the accuracy of their credit assessments of small business borrowers. We find that loan officers with a high level of numeracy are more accurate in assessing the credit risk of borrowers. The effect is most pronounced during the precrisis credit boom period when it is arguably more difficult to pick out risky borrowers. (JEL G21, J24)
Persistent Identifier of the first edition: 
Creative Commons License: 
http://creativecommons.org/licenses/by/4.0/
Document Type: 
Article
Document Version: 
Published Version

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