Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/227978 
Year of Publication: 
2019
Series/Report no.: 
AGDI Working Paper No. WP/19/100
Publisher: 
African Governance and Development Institute (AGDI), Yaoundé
Abstract: 
This study assesses how enhancing information and communication technology (ICT) affects life insurance and non-life insurance in a panel of forty-eight African countries with data for the period 2004-2014. The adopted ICT dynamics are: mobile phone penetration, internet penetration and fixed broadband subscriptions. The empirical evidence is based on Generalized Method of Moments. The results show that enhancing mobile phone penetration and fixed broadband subscriptions has a positive net effect on life insurance consumption while enhancing fixed broadband subscriptions also has a positive net impact of on non-life insurance penetration.
Subjects: 
Insurance
Information technology
JEL: 
I28
I30
L96
O16
O55
Document Type: 
Working Paper

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