Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/217777 
Year of Publication: 
2019
Citation: 
[Journal:] European Journal of Government and Economics (EJGE) [ISSN:] 2254-7088 [Volume:] 8 [Issue:] 2 [Publisher:] Universidade da Coruña [Place:] A Coruña [Year:] 2019 [Pages:] 203-217
Publisher: 
Universidade da Coruña, A Coruña
Abstract: 
This study addresses the post-financial crisis EU banking regulation reform CRD IV. The specific focus is on the relationship between increased capital requirements and the subsequent change in both supply and the price of bank credit. This study employs a twofold data consisting of a panel of Finnish unlisted savings and cooperative banks' key figures over the period 2002-2018 and a representative survey conducted with personnel of Finnish institutions. In addition to the consistent finding in regards to the effect of bank profitability as well as fairly consistent findings in regards to the effect of bank size and GDP growth, the key finding suggests a slight decrease in loan supply under the CRD IV.
Subjects: 
Basel III
CRD IV
lending
capital requirements
JEL: 
G28
G21
K22
Persistent Identifier of the first edition: 
Creative Commons License: 
cc-by-nc Logo
Document Type: 
Article

Files in This Item:
File
Size





Items in EconStor are protected by copyright, with all rights reserved, unless otherwise indicated.