Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/215542
Authors: 
Farina, Tatiana
Krahnen, Jan Pieter
Pelizzon, Loriana
Wahrenburg, Mark
Year of Publication: 
2019
Series/Report no.: 
SAFE White Paper 65
Abstract: 
In this paper we argue that the own findings of the SSM THEMATIC REVIEW ON PROFITABILITY AND BUSINESS MODEL and the academic literature on bank profitability do not provide support for the business model approach of supervisory guidance. We discuss in the paper several reasons why the regulator should stay away from intervening in management practices. We conclude that by taking the role of a coach instead of a referee, the supervisor generates a hazard for financial stability.
Subjects: 
Bank Profitability
Supervisory Guidance
Banking Union
Financial regulation
Persistent Identifier of the first edition: 
ISBN: 
978-92-846-6076-6
Document Type: 
Working Paper

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