Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/215127 
Erscheinungsjahr: 
2019
Schriftenreihe/Nr.: 
IZA Discussion Papers No. 12731
Verlag: 
Institute of Labor Economics (IZA), Bonn
Zusammenfassung: 
The ACA requires insurers to provide cost-sharing reductions (CSRs) to low-income consumers on the marketplaces. We link 2013-2015 All-Payer Claims Data to 2004-2013 administrative hospital discharge data from Utah and exploit policy-driven differences in the value of CSRs that are solely determined by income. We find that enrollees with lower cost sharing have higher levels of health care spending, controlling for past health care use. We estimate the demand elasticity of total health care spending to be -0.10, but find larger elasticities for emergency room care, lifestyle drugs, and low-value care. We also find positive cross-price elasticities between outpatient and inpatient care.
Schlagwörter: 
demand elasticities
health insurance
moral hazard
ACA
marketplaces
AV-variants
low-value care
lifestyle drugs
value-based CSRs
Utah
JEL: 
H24
H41
H43
H51
I11
I18
J32
J33
J68
Dokumentart: 
Working Paper

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