Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/213425
Authors: 
Betz, Frank
Ravasan, Farshad R.
Weiss, Christoph T.
Year of Publication: 
2019
Series/Report no.: 
EIB Working Papers 2019/10
Abstract: 
Using panel data on Egyptian firms to explore cyclical and structural determinants of access to finance, we find that firms with more educated and more experienced managers are more likely to open a checking account, often a prerequisite for obtaining credit. Firms that started operating in the informal sector before registering are less likely to engage with the banking system. Exploiting data on the location of firms and bank branches, we also show that firms located in areas with a greater presence of banks that invest more in government debt are more likely to be credit constrained due to crowding out of the private sector.
Subjects: 
financial constraints
crowding out
managerial skills
JEL: 
G21
O15
O17
Persistent Identifier of the first edition: 
ISBN: 
978-92-861-4487-5
Document Type: 
Working Paper

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