Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/212331 
Year of Publication: 
2015
Series/Report no.: 
Bank of Finland Research Discussion Papers No. 23/2015
Publisher: 
Bank of Finland, Helsinki
Abstract: 
Over the recent years, the development of Internet banking and mobile banking has had a considerable impact on competition in the retail banking industry. In some countries, the regulatory framework has been adapted to allow non-banks to operate in retail payments and compete with banks for deposits. Several platforms or large retailers have started to offer innovative financial products to their customers. In this paper, we survey the issues related to innovation and competition in Internet banking and mobile banking and discuss some perspectives for future research.
JEL: 
E42
G21
L96
Persistent Identifier of the first edition: 
ISBN: 
978-952-323-075-0
Document Type: 
Working Paper

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