Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/211878
Authors: 
Hasan, Iftekhar
Lozano-Vivas, Ana
Pastor, Jesús
Year of Publication: 
2000
Series/Report no.: 
Bank of Finland Discussion Papers No. 24/2000
Publisher: 
Bank of Finland, Helsinki
Abstract: 
Recent cross-country comparisons of bank efficiency have been based on pooled estimates of banks across countries and have typically assumed a common frontier and that differences in performance among banks are primarily due to disparities in certain country-specific aspects of banking technology.This paper argues that such comparisons of performance must take into account cross-country differences in economic conditions, demographics, and regulatory structures (environmental factors).Using a sample of banks from ten leading European countries, this paper provides detailed evaluations of the efficiency of banks in each country that operate both within and outside their own environments.The results indicate that adverse (advantageous) environmental conditions are a positive (negative) factor for the home banking industry and that technical efficiency is a significant deterrence to foreign competition.
Persistent Identifier of the first edition: 
ISBN: 
951-686-699-9
Document Type: 
Working Paper

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