Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/206956 
Year of Publication: 
2018
Series/Report no.: 
IZA Policy Paper No. 141
Publisher: 
Institute of Labor Economics (IZA), Bonn
Abstract: 
As concerns over growing levels of student loan debt continue to mount for both students and taxpayers, many have called for an improved accountability system in the U.S. higher education system. In this policy brief, I discuss the many flaws in our current system, and outline how a system known as "risk-sharing" could drastically improve incentives and outcomes. I present a framework for how risk-sharing could be structured, and illustrate the distributional impacts (both positive and negative) across the higher education landscape.
Subjects: 
higher education
accountability
risk sharing
JEL: 
I2
I22
I23
I28
Document Type: 
Working Paper

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