Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/191342 
Year of Publication: 
2018
Series/Report no.: 
AGDI Working Paper No. WP/18/019
Publisher: 
African Governance and Development Institute (AGDI), Yaoundé
Abstract: 
This study investigates whether information sharing channels that are meant to reduce information asymmetry have led to an increase in financial access. The study employs a Generalised Method of Moments technique using data from 53 African countries during the period from 2004-2011 to examine this linkage. Information sharing channels are theoretically designed to promote the formal financial sector and discourage the informal financial sector. The study uses two information sharing channels: private credit bureaus and public credit registries. The study found that both information sharing channels have a positive and significant impact on financial access. The study also found that public credit registries complement the formal financial sector to promote financial access. The policy implications are discussed.
Subjects: 
Information asymmetry
Financialisation
Financial Access
Africa
JEL: 
G20
G29
L96
O40
O55
Document Type: 
Working Paper

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