Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/187406 
Year of Publication: 
1999
Series/Report no.: 
PIDS Discussion Paper Series No. 1999-20
Publisher: 
Philippine Institute for Development Studies (PIDS), Makati City
Abstract: 
The paper discusses current government attempts to shift to market-based housing finance in the context of the past performance of the government's housing policy and strategy. It focuses on the interventions intended to provide access to the low-income groups that have been commonly excluded from formal housing credit markets. It analyzes some of the main constraints faced by low-cost housing in accessing mainstream finance, e.g., perceived affordability problems, credit risks and information asymmetry. The paper then draws attention to recent developments in market-based housing finance that can inform the government's financing strategy.
Subjects: 
housing finance
Document Type: 
Working Paper

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