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Autoren: 
Schäfer, Dorothea
Siliverstovs, Boriss
Terberger, Eva
Datum: 
2005
Reihe/Nr.: 
DIW Discussion Papers 479
Zusammenfassung: 
Competition is claimed to be beneficial in development projects promoting micro and small enterprise finance although there are still some doubts whether these loans can be developed into a profitable business. Actually nothing is known about how many MSE banking units optimally should be created and supported in a certain region. Our research aims at shedding new light on this important issue in development finance. We employ a unique dataset from the Small Business Department of the European Bank for Reconstruction and Development for Kazakhstan, and investigate which strategy contributes more to the overall program?s success: a strategy of building up several competing banking units targeted at MSE lending or a strategy of establishing regional monopolies.
Schlagwörter: 
development finance
micro loans
competition
financial institution building
JEL: 
G21
O16
G28
O18
Dokumentart: 
Working Paper

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