Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/167665 
Autor:innen: 
Erscheinungsjahr: 
2016
Quellenangabe: 
[Publisher:] The International Scientific Association of Economists “CONSILIUM” [Place:] Geneva [Year:] 2016
Verlag: 
The International Scientific Association of Economists “CONSILIUM”, Geneva
Zusammenfassung: 
The main goal of the research is to study the opportunities for active utilization of credit scoring in the banking, as well as the financial sectors and methods for mutual ensuring of interests of market participants. The article addresses the indicators, that affect the formation of scoring, its macroeconomic benefits, and investigates the history of scoring and the international practice. The article also analyzes the role, the deployment of scoring may play in minimizing losses likely to occur at the end of the transaction term while measuring credit risks of credit institutions that concentrate available financial resources, as well as insurance companies, another chain of the financial system. At the same time, the article addresses how the introduction of scoring may affect access to low-cost financial resources. The role of scoring in timely implementation of liabilities by borrowers and in easy access to favorable financial resources created by the responsible lending may act as a practical significance of the study.
Schlagwörter: 
credit scoring
credit underwriting
JEL: 
G21
G22
G29
H81
Dokumentart: 
Article
Dokumentversion: 
Manuscript Version (Preprint)
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