Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/162512
Authors: 
Weizsäcker, Georg
Zankiewicz, Christian
Year of Publication: 
2017
Series/Report no.: 
Discussion Paper 13
Abstract: 
We measure the quality of applications for online peer-to-peer lending in Germany and relate it to gender discrimination. The data context allows summarizing application quality as a single numeric measure, the expected internal rate of return. The measure serves as a control variable and is interacted with the applicants' gender. We find that women enjoy higher funding rates than men, mainly because they are less punished when they offer a low application quality. The evidence is consistent with the hypothesis that the predominantly male lenders have a less precise understanding of women's applications than of men's applications.
Subjects: 
gender discrimination
household finance
irrational beliefs
JEL: 
D14
D84
Document Type: 
Working Paper

Files in This Item:
File
Size





Items in EconStor are protected by copyright, with all rights reserved, unless otherwise indicated.