Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/154553
Year of Publication: 
2009
Series/Report no.: 
ECB Occasional Paper 100
Abstract: 
The first part of this paper provides a brief survey of the recent literature that employs survey data on household finance and consumption. Given the breadth of the topic, it focuses on issues that are particularly relevant for policy, namely i) wealth effects on consumption, ii) housing prices and household indebtedness, iii) retirement income, consumption and pension reforms, iv) access to credit and credit constraints, v) financial innovation, consumption smoothing and portfolio selection and vi) wealth inequality. The second part uses concrete examples to summarise how results from such surveys feed into policy-making within the central banks that already conduct such surveys.
Subjects: 
Household finance
consumption
survey data.
JEL: 
C42
D12
D14
Document Type: 
Research Report

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