Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/142497 
Autor:innen: 
Erscheinungsjahr: 
2004
Schriftenreihe/Nr.: 
EERI Research Paper Series No. 2/2004
Verlag: 
Economics and Econometrics Research Institute (EERI), Brussels
Zusammenfassung: 
This paper investigates the macroeconomic importance of credit rationing and whether banks use characteristics such as ownership structure and institutional type of borrowers in order to regulate the risk of loaned funds. To test this, monthly data for 2000–2002, extracted from the National Bank of Slovakia monetary review, were used. The paper finds that credit rationing was not present during the period analysed, implying that the credit market can be approximated with a typical supply and demand relationship. The second finding of the paper is that intermediaries use the ownership type and institutional form of borrowers to regulate risk.
Schlagwörter: 
Credit rationing
heterogeneous borrowers
transition countries
JEL: 
E51
G32
P24
Dokumentart: 
Working Paper

Datei(en):
Datei
Größe





Publikationen in EconStor sind urheberrechtlich geschützt.