Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/128099
Authors: 
Niño-Zarazua, Max
Copestake, James G.
Year of Publication: 
2009
Series/Report no.: 
Bath Papers in International Development and Wellbeing 2
Abstract: 
Quantitative analysis indicates that variation in use of regulated and unregulated financial services in a low-income area of Mexico City can only partially be attributed to differences in socio-economic variables including gender, employment, education and housing status. Qualitative evidence suggests cognitive resources (including financial knowledge, attitudes and values) and socialised experiential learning are also important to financial inclusion and its relationship to vulnerability. Better understanding of these links requires more research into actual and potential users' diverse and malleable mental models.
Subjects: 
financial inclusion
vulnerability
mental models
Mexico
Document Type: 
Working Paper

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