Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/123740
Authors: 
Lin, Zhenguo
Liu, Yingchun
Xie, Jia
Year of Publication: 
2015
Series/Report no.: 
Bank of Canada Working Paper 2015-1
Abstract: 
We investigate the relationship between immigrant status and mortgage delinquency in the United States. We find that after controlling for observables, newly arrived immigrants are likely to have a higher delinquency rate on mortgages than natives, while immigrants who have resided in the United States for more than 20 years are no different than natives in this regard. In addition, there is no evidence that the second generation of immigrants has a higher delinquency rate than the third-or-higher generation. Our results are robust to potential sample selection bias and functional misspecifications.
Subjects: 
Debt management
Financial stability
JEL: 
J15
G21
Document Type: 
Working Paper

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