Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/123219
Authors: 
Dynarski, Susan M.
Year of Publication: 
2015
Series/Report no.: 
CESifo Working Paper 5579
Abstract: 
In this paper, I provide an economic perspective on policy issues related to student debt in the United States. I lay out the economic rationale for government provision of student loans, summarize time trends in student borrowing, describe the US loan market, then turn to topics central to the policy discussion of student loans: whether there is a student debt crisis, the costs and benefits of interest subsidies, and the suitability of an income-based repayment system for student loans. I close with a discussion of the gaps in the data required to fully analyze and steer student-loan policy.
Subjects: 
student debt
student loans
subsidies
Document Type: 
Working Paper

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