Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/110722
Authors: 
Diaz-Serrano, Luis
Sackey, Frank Gyimah
Year of Publication: 
2015
Series/Report no.: 
IZA Discussion Papers 8999
Abstract: 
This study sets out to examine the extent to which access to credit and credit rationing are influenced by the microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions' credit and loan records consisting of borrowers and credit characteristics. Our results are puzzling and show that credit rationing is not influenced by the microfinance types but by the individual microfinance institutions.
Subjects: 
microfinance
Ghana
credit rationing
JEL: 
G21
Document Type: 
Working Paper

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