Please use this identifier to cite or link to this item: http://hdl.handle.net/10419/107225
Authors: 
Shy, Oz
Year of Publication: 
2013
Series/Report no.: 
Working Papers, Federal Reserve Bank of Boston 13-13
Abstract: 
This paper investigates how buyers allocate their spending among debit, credit, and prepaid cards. Using the 2012 Diary of Consumer Payment Choice, I show that consumers tend to concentrate the majority of their transactions and a large value of their transactions on a single type of card. The paper also investigates whether buyers concentrate their spending on one of the card networks, a behavior known as "single-homing."
Subjects: 
payment card use
choice of payment cards
multi-homing
single-homing
JEL: 
D14
Document Type: 
Working Paper

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