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Erscheinungsjahr: 
2014
Schriftenreihe/Nr.: 
Bundesbank Discussion Paper No. 13/2014
Verlag: 
Deutsche Bundesbank, Frankfurt a. M.
Zusammenfassung: 
We measure consumers' use of cash by harmonizing payment diary surveys from seven countries: Australia, Austria, Canada, France, Germany, the Netherlands, and the United States (conducted 2009 through 2012). Our paper finds important cross-country differences, for example, the level of cash usage differs across countries. Cash has not disappeared as a payment instrument, especially for low-value transactions. We also find that the use of cash is strongly correlated with transaction size, demographics, and point-of-sale characteristics, such as merchant card acceptance and venue.
Schlagwörter: 
money demand
payment systems
harmonization
payment diaries
crosscountry comparison
JEL: 
E41
D12
E58
ISBN: 
978-3-95729-037-3
Dokumentart: 
Working Paper
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