https://hdl.handle.net/10419/76671 2026-09-14T01:51:52Z https://hdl.handle.net/10419/290322 Title: Technological turbulence as hindrance between factors influencing readiness of senior management and implementing blockchain technology in Jordanian Islamic banks: A structural equation modeling approach Authors: Alnsour, Ibrahim Radwan Abstract: The purpose of the study was to identify the factors that influence senior management for adopting blockchain technology in the banking industry in general and Islamic banking in particular. Furthermore, the research addressed the moderating role of technological turbulence as it holds a significant hindering role. This study employed the analytical approach, and the data were collected through questionnaires distributed to several senior management employees in both the Jordan Islamic Bank and the Islamic Arab Bank. The research instrument was developed and confirmed by the experts in the field. For identifying the significance of the variables incorporated in the researchers applied structural equation modeling technique. The findings revealed that economic efficiency, bank security, customer expectations, education, training and preparation all are significant predictors of readiness for implementing blockchain technology in the Islamic banks in Jordan. The study concluded that blockchain technology should be adopted by all Islamic banks because of its advantages and also the management needs to be educated regarding the same; they should be provided appropriate training. 2024-01-01T00:00:00Z https://hdl.handle.net/10419/290323 Title: Determinants of financial distress: Evidence from insurance companies in Ethiopia Authors: Kebede, Tekalign Negash; Tesfaye, Getahun Deribe; Erana, Obsa Teferi Abstract: The issue of financial distress has received much attention of scholars because it harms firm financial and operational systems which could lead to insolvency. The objective of this study is to examine the determinants of financial distress in Ethiopian insurance companies. A panel dataset was obtained from 11 insurance companies which range from 2010 to 2021. The study used the "Altman's Z"-score model as a measure for financial distress. The pooled OLS regression results revealed that profitability (ROA), liquidity levels, insurers' size, earnings growth, diversification have negative and significant effect on financial distress. Moreover, inflation rate, claims ratio, leverage, and asset tangibility have positive significant impact on financial distress. The study will have implications for different stakeholders, such as managers, policy makers, shareholders, etc., in that firm-specific and macro-economic factors are essential for managing the status of financial distress. 2024-01-01T00:00:00Z https://hdl.handle.net/10419/290327 Title: Emotional intelligence and entrepreneurial intention among university undergraduates in Nigeria: Exploring the mediating roles of self-efficacy domains Authors: Nwibe, Kenechukwu Joshua; Ogbuanya, Theresa Chinyere Abstract: How emotional competencies influence entrepreneurial behaviour especially among college students remains an under-researched subject in the entrepreneurship literature. In a unique perspective, this study examined the mediating roles of self-efficacy belief dimensions in the relationship between emotional intelligence and entrepreneurial intention of Electrical/Electronics Technology Education (EETE) students. The study was carried out among 192 EETE university students in 4 federal universities in South-East Nigeria. The hypothesized causal relationships based on literature were tested using covariance-based structural equation modelling (CB-SEM). Andrew Hayes' PROCESS plugin in SPSS was used to simultaneously estimate the mediating effects of the self-efficacy components (perceived competence, perceived control, and perceived persistence). Data analysis results revealed that emotional intelligence had a significant positive effect on entrepreneurial intention in isolation, while the direct effect of emotional intelligence in the structural (mediation) model was not significant. Out of the three dimensions of self-efficacy, perceived competence and perceived persistence had significant partial mediating effects. The implications of the findings and recommendations were discussed. 2024-01-01T00:00:00Z https://hdl.handle.net/10419/290336 Title: Determinants of profitability of insurance companies in Ethiopia: Evidence from insurance companies from 2011 to 2020 years Authors: Worku, Adam Tsega; Bayleyegne, Yenefenta Wube; Tafere, Zenebe Berie Abstract: The profitability of insurance companies has been the focus of several studies within the rise of economies across the countries worldwide. This study aimed to identify determinants of profitability of insurance companies in Ethiopian. The study used nine insurance companies selected by purposive sampling technique among the total 17 insurance companies in Ethiopia from period of 2011 to 2020 based on their establishment. Descriptive, causal research design and quantitative research approach were adopted in carrying out this study. Classical linear regression model under estimation of ordinary least square was employed to identify the determinants of profitability of insurance companies in Ethiopia at 5% level of significance. The classical linear regression model revealed that variable age of the company, tangibility of an asset, size of the company, managerial efficiency, leverage ratio, premium growth and GDP have a positive coefficient relationship with return on asset while loss ratio and inflation have a negative coefficient relationship with return on asset. On the other hand, age of the company size, managerial efficiency, leverage ratio, liquidity ration inflation and premium growth have statistically significant at 5% confidence interval level, whereas the other variables such tangibility of asset and GDP have no statistical significance at 5% confidence interval level. The insurance companies' previous profit, age of the company, company size, managerial efficiency, leverage ratio, liquidity ratio, loss ratio, premium growth and inflation rate variables are significant key drivers of profitability of Ethiopian insurance companies. Giving due attention to the sector in line with key factors affecting the profitability will improve the overall performance of the insurance companies in Ethiopia. 2024-01-01T00:00:00Z