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dc.contributor.authorSchmitz, Hendriken
dc.contributor.authorZiebarth, Nicolas R.en
dc.date.accessioned2012-04-25-
dc.date.accessioned2012-06-15T07:56:37Z-
dc.date.available2012-06-15T07:56:37Z-
dc.date.issued2011-
dc.identifier.piurn:nbn:de:101:1-201202285103en
dc.identifier.urihttp://hdl.handle.net/10419/58866-
dc.description.abstractThis paper provides field evidence on (a) how price framing affects consumers' decision to switch health insurance plans and (b) how the price elasticity of demand for health insurance can be influenced by policymakers through simple regulatory efforts. In 2009, in order to foster competition among health insurance companies, German federal regulation required health insurance companies to express price differences between health plans in absolute Euro values rather than percentage point payroll tax differences. Using individual-level panel data, as well as aggregated health plan-level panel data, we find that the reform led to a sixfold increase in an individual's switching probability and a threefold demand elasticity increase.en
dc.language.isoengen
dc.publisher|aInstitute for the Study of Labor (IZA) |cBonnen
dc.relation.ispartofseries|aIZA Discussion Papers |x6241en
dc.subject.jelH51en
dc.subject.jelI11en
dc.subject.jelI18en
dc.subject.ddc330en
dc.subject.keywordhealth insuranceen
dc.subject.keywordhealth plan switchingen
dc.subject.keywordprice competitionen
dc.subject.keywordprice elasticityen
dc.subject.keywordSOEPen
dc.subject.stwGesetzliche Krankenversicherungen
dc.subject.stwPreiselastizitäten
dc.subject.stwKonsumentenverhaltenen
dc.subject.stwFramingen
dc.subject.stwPreiswettbewerben
dc.subject.stwGesundheitsreformen
dc.subject.stwDeutschlanden
dc.titleIn absolute or relative terms? How framing prices affects the consumer price sensitivity of health plan choice-
dc.typeWorking Paperen
dc.identifier.ppn699891078en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen

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