Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/58527 
Kompletter Metadatensatz
DublinCore-FeldWertSprache
dc.contributor.authorKneiding, Christophen
dc.contributor.authorKritikos, Alexander S.en
dc.date.accessioned2012-04-10-
dc.date.accessioned2012-06-15T07:39:12Z-
dc.date.available2012-06-15T07:39:12Z-
dc.date.issued2011-
dc.identifier.piurn:nbn:de:101:1-201111213204en
dc.identifier.urihttp://hdl.handle.net/10419/58527-
dc.description.abstractThis paper investigates whether self-employed households use consumer loans - in particular instalment loans and overdrafts - to finance business activities. Controlling for financial and non-financial household variables we show that self-employed households particularly use personal overdrafts significantly more often than employee households. When analyzing the correlation between consumer loan take-ups and consumption of self-employed in comparison to employee households, we find first evidence that overdrafts are used by self-employed to finance their business as well. This indicates that intermingling constitutes a financing strategy when regular business loans might not be accessible.en
dc.language.isoengen
dc.publisher|aInstitute for the Study of Labor (IZA) |cBonnen
dc.relation.ispartofseries|aIZA Discussion Papers |x6093en
dc.subject.jelG32en
dc.subject.jelD12en
dc.subject.jelD14en
dc.subject.ddc330en
dc.subject.keywordsmall business financeen
dc.subject.keywordconsumer crediten
dc.subject.keywordfinancial interminglingen
dc.subject.stwSelbstständigeen
dc.subject.stwKMUen
dc.subject.stwFinanzierungen
dc.subject.stwVerbraucherkrediten
dc.subject.stwSchätzungen
dc.subject.stwDeutschlanden
dc.titleFunding self-employment: The role of consumer credit-
dc.typeWorking Paperen
dc.identifier.ppn689931336en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen

Datei(en):
Datei
Größe
543.26 kB





Publikationen in EconStor sind urheberrechtlich geschützt.