Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/51959 
Kompletter Metadatensatz
DublinCore-FeldWertSprache
dc.contributor.authorKedir, Abbi M.en
dc.contributor.authorDisney, Richarden
dc.contributor.authorDasgupta, Indraneelen
dc.date.accessioned2011-10-07-
dc.date.accessioned2011-11-23T11:40:48Z-
dc.date.available2011-11-23T11:40:48Z-
dc.date.issued2011-
dc.identifier.piurn:nbn:de:101:1-20110621262en
dc.identifier.urihttp://hdl.handle.net/10419/51959-
dc.description.abstractMuch of the existing literature on the use of informal credit arrangements such as ROSCAs (Rotating and Credit Saving Associations) theorises the use of such institutions as arising from market failures in the development of formal saving and credit mechanisms. As economic development proceeds, formal institutions might therefore be expected to displace ROSCAs. We show, using household data for Ethiopia, that in fact use of formal institutions and ROSCAs can co-exist, even in the same household. We examine usage of both formal and informal institutions across the household income gradient, and provide a theoretical model consistent with these empirical facts.en
dc.language.isoengen
dc.publisher|aInstitute for the Study of Labor (IZA) |cBonnen
dc.relation.ispartofseries|aIZA Discussion Papers |x5767en
dc.subject.jelO16en
dc.subject.jelO17en
dc.subject.ddc330en
dc.subject.keywordhousehold savingen
dc.subject.keywordcredit institutionsen
dc.subject.keywordROSCAsen
dc.subject.keywordEthiopiaen
dc.titleWhy use ROSCAs when you can use banks? Theory and evidence from Ethiopia-
dc.typeWorking Paperen
dc.identifier.ppn669470449en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen

Datei(en):
Datei
Größe
351.34 kB





Publikationen in EconStor sind urheberrechtlich geschützt.