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dc.contributor.authorRobalino, David A.en
dc.contributor.authorVodopivec, Milanen
dc.contributor.authorBodor, Andrásen
dc.date.accessioned2009-12-08-
dc.date.accessioned2010-07-07T12:06:28Z-
dc.date.available2010-07-07T12:06:28Z-
dc.date.issued2009-
dc.identifier.piurn:nbn:de:101:1-20091105873en
dc.identifier.urihttp://hdl.handle.net/10419/36158-
dc.description.abstractThe paper describes and evaluates unemployment insurance savings accounts (UISAs) - a relatively new and not well-known way of providing unemployment benefits. The UISAs reduce work disincentives by allowing recipients to keep their own unused unemployment contributions, and offer the possibility to extend coverage to informal sector workers. In addition, if integrated with mandatory pension systems (and even social pensions), UISAs can be rapidly deployed and at a low cost, thus becoming a realistic tool to protect workers from the effects of the financial crisis. Even during normal times, the integration with the pension system - and social security in general - would give more flexibility to individuals in the management of short and long term savings (i.e., pension wealth) while avoiding unnecessary administrative costs. The paper discusses issues related to incentives, redistribution, and viability, and outlines a policy framework for design and implementation. It argues that the UISAs system is especially attractive for developing countries, where the self-policing nature of the system is particularly important given a much larger informal sector and weaker administrative capacity in comparison to developed countries.en
dc.language.isoengen
dc.publisher|aInstitute for the Study of Labor (IZA) |cBonnen
dc.relation.ispartofseries|aIZA Discussion Papers |x4516en
dc.subject.jelJ65en
dc.subject.jelJ68en
dc.subject.ddc330en
dc.subject.keywordUnemployment insuranceen
dc.subject.keywordunemployment insurance savings accountsen
dc.subject.keywordunemploymenten
dc.subject.stwArbeitslosenversicherungen
dc.subject.stwPrivate Arbeitslosenversicherungen
dc.subject.stwSparenen
dc.subject.stwGesetzliche Rentenversicherungen
dc.subject.stwArbeitslosigkeiten
dc.subject.stwInformeller Sektoren
dc.subject.stwKonjunkturen
dc.subject.stwEntwicklungsländeren
dc.titleSavings for unemployment in good or bad times: options for developing countries-
dc.type|aWorking Paperen
dc.identifier.ppn614476194en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen

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