Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/27231 
Year of Publication: 
2007
Series/Report no.: 
DIW Discussion Papers No. 706
Publisher: 
Deutsches Institut für Wirtschaftsforschung (DIW), Berlin
Abstract: 
This paper studies gender discrimination against entrepreneurs by financial institutions. Based on the Business Environment and Enterprise Performance Survey (BEEPS) that covers firms in several countries of Western Europe as well as in the transition countries of Eastern Europe, our analysis suggests that female-managed firms are less likely to obtain a bank loan compared with male-managed counterparts. In addition, there is some evidence that female entrepreneurs are charged higher interest rates when loan applications are approved. Disaggregation of the sample by country groups suggests that these results are driven by firms in the least financially developed countries of the region.
Subjects: 
entrepreneurship
gender
financial constraints.
JEL: 
G21
J16
L26
Document Type: 
Working Paper

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