Bitte verwenden Sie diesen Link, um diese Publikation zu zitieren, oder auf sie als Internetquelle zu verweisen: https://hdl.handle.net/10419/274739 
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Erscheinungsjahr: 
2022
Quellenangabe: 
[Journal:] Journal of Risk and Financial Management [ISSN:] 1911-8074 [Volume:] 15 [Issue:] 5 [Article No.:] 217 [Year:] 2022 [Pages:] 1-17
Verlag: 
MDPI, Basel
Zusammenfassung: 
Many people find it difficult to start and maintain a retirement savings plan. We show how nudges can be used both to encourage people to save enough to provide an acceptable standard of living in retirement and to draw down their accumulated pension fund to maximize retirement spending, without the risk of either running out of money or leaving unintended bequests. Networks can help too, particularly employer-based networks. However, the nudges and networks are more likely to be effective if they have legislative backing and support.
Schlagwörter: 
behavioural economics
life cycle savings-consumption
networks
nudges
Save More Tomorrow (SMART) plans
Spend Optimally Throughout Retirement (SPEEDOMETER) plans
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