Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/245194 
Year of Publication: 
2019
Citation: 
[Journal:] Cogent Economics & Finance [ISSN:] 2332-2039 [Volume:] 7 [Issue:] 1 [Publisher:] Taylor & Francis [Place:] Abingdon [Year:] 2019 [Pages:] 1-14
Publisher: 
Taylor & Francis, Abingdon
Abstract: 
This study aims to investigate the effect of gender differences and nationality on the Cognitive Reflection Test (CRT), as well as behavioural biases. A sample of 770 questionnaires was collected from undergraduate business students in public and private universities across the United Arab Emirates. The results suggested that low CRT values were dominant in males and females alike for non-UAE citizens in the age group of 18-22 years old, of whom at least one of the parents had a college degree. Subjects with higher cognitive reflection scores were significantly more likely to exhibit overconfidence, risk preference, and risk illiteracy. In addition, females scored lower than males, and non-UAE citizens scored higher than local citizens in the CRT. However, further analysis of the interaction between gender and nationality revealed that local females scored on average higher than non-UAE females.
Subjects: 
Cognitive Reflection Test
gender effects
dual processes
risk literacy
risk preference
Persistent Identifier of the first edition: 
Creative Commons License: 
cc-by Logo
Document Type: 
Article

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