Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/187299 
Year of Publication: 
1995
Series/Report no.: 
PIDS Discussion Paper Series No. 1995-25
Publisher: 
Philippine Institute for Development Studies (PIDS), Makati City
Abstract: 
One of the important weapons the government has used to alleviate poverty is its credit policy aimed to mitigate destitution among small farm households. However, its intended recipients have not properly received the effort. Convinced that credit availability can be sustained to achieve poverty alleviation, the government has started to utilize informal financial institutions as credit conduits. This paper provides empirical support whether or not this strategy has been effective. In particular, it analyzes the performance of credit unions in terms of savings mobilization, credit allocation and profitability.
Subjects: 
savings mobilization
credit unions
financial system
interest rate
credit policy
credit channel/conduit
self-employment
savings deposit
profitability and feasibility
Document Type: 
Working Paper

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