Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/126276 
Year of Publication: 
2015
Series/Report no.: 
Upjohn Institute Working Paper No. 15-232
Publisher: 
W.E. Upjohn Institute for Employment Research, Kalamazoo, MI
Abstract: 
This paper identifies the effect of health insurance on workers' compensation (WC) filing for young adults by implementing a regression discontinuity design using WC medical claims data from Texas. The results suggest health insurance factors into the decision to have WC pay for discretionary care. The implied instrumental variables estimates suggest a 10 percentage point decrease in health insurance coverage increases WC bills by 15.3 percent. Despite the large impact of health insurance on the number of WC bills, the additional cost to WC at age 26 appears to be small as most of the increase comes from small bills.
Subjects: 
Workers' compensation
Moral hazard
Health insurance
Affordable Care Act
JEL: 
I13
J32
J38
Persistent Identifier of the first edition: 
Document Type: 
Working Paper

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