Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/97213 
Authors: 
Year of Publication: 
2013
Series/Report no.: 
Schumpeter Discussion Papers No. 2013-002
Publisher: 
University of Wuppertal, Schumpeter School of Business and Economics, Wuppertal
Abstract: 
This paper empirically investigates the relationship between individual trust in financial institutions and individual access to these institutions. Based on a large-scale survey of savings patterns of Indians, we find that individuals reporting that they do not have access to certain financial institutions within a commutable distance of one day are less likely to trust these institutions with their money. Moreover, we find that this relationship holds for different banks and financial institutions offering services in low-income areas and that differences in trust can be explained to some extent by differences in individual access.
Subjects: 
Trust
Financial Institutions
Access
India
JEL: 
D1
G11
G21
R2
Persistent Identifier of the first edition: 
Document Type: 
Working Paper

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