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https://hdl.handle.net/10419/67311
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DC Field | Value | Language |
---|---|---|
dc.contributor.author | Ehrlich, Isaac | en |
dc.contributor.author | Yin, Yong | en |
dc.date.accessioned | 2012-10-23 | - |
dc.date.accessioned | 2012-12-07T16:56:30Z | - |
dc.date.available | 2012-12-07T16:56:30Z | - |
dc.date.issued | 2012 | - |
dc.identifier.uri | http://hdl.handle.net/10419/67311 | - |
dc.description.abstract | The problem of the uninsured - those eschewing the purchase of health insurance policies - cannot be fully understood without considering informal alternatives to market insurance called self-insurance and self-protection, including the publicly and charitably-financed safety-net health care system. This paper tackles the problem of the uninsured by formulating a full-insurance paradigm that includes all 4 measures of insurance as interacting components, and analyzing their interdependencies. We apply both a baseline and extended versions of the model through calibrated simulations to estimate the degree to which these non-market alternatives can account for the fraction of the non-elderly adults who are uninsured, and estimate their behavioral and policy ramifications. Our results indicate that policy analyses that do not consider the role of self-efforts to avoid health losses can grossly distort the success of the ACA mandate to insure the uninsured and to improve the health and welfare outcomes of the previously uninsured. | en |
dc.language.iso | eng | en |
dc.publisher | |aInstitute for the Study of Labor (IZA) |cBonn | en |
dc.relation.ispartofseries | |aIZA Discussion Papers |x6920 | en |
dc.subject.jel | G22 | en |
dc.subject.jel | H42 | en |
dc.subject.jel | I13 | en |
dc.subject.jel | I28 | en |
dc.subject.ddc | 330 | en |
dc.subject.keyword | health insurance | en |
dc.subject.keyword | health care | en |
dc.subject.keyword | uninsured | en |
dc.subject.keyword | self-insurance | en |
dc.subject.keyword | self-protection | en |
dc.subject.stw | Krankenversicherung | en |
dc.subject.stw | Gesundheitswesen | en |
dc.subject.stw | Selbstversicherung | en |
dc.subject.stw | Wohltätigkeit | en |
dc.subject.stw | USA | en |
dc.title | The problem of the uninsured | - |
dc.type | Working Paper | en |
dc.identifier.ppn | 728348535 | en |
dc.rights | http://www.econstor.eu/dspace/Nutzungsbedingungen | en |
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