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dc.contributor.authorEhrlich, Isaacen_US
dc.contributor.authorYin, Yongen_US
dc.date.accessioned2012-10-23en_US
dc.date.accessioned2012-12-07T16:56:30Z-
dc.date.available2012-12-07T16:56:30Z-
dc.date.issued2012en_US
dc.identifier.urihttp://hdl.handle.net/10419/67311-
dc.description.abstractThe problem of the uninsured - those eschewing the purchase of health insurance policies - cannot be fully understood without considering informal alternatives to market insurance called self-insurance and self-protection, including the publicly and charitably-financed safety-net health care system. This paper tackles the problem of the uninsured by formulating a full-insurance paradigm that includes all 4 measures of insurance as interacting components, and analyzing their interdependencies. We apply both a baseline and extended versions of the model through calibrated simulations to estimate the degree to which these non-market alternatives can account for the fraction of the non-elderly adults who are uninsured, and estimate their behavioral and policy ramifications. Our results indicate that policy analyses that do not consider the role of self-efforts to avoid health losses can grossly distort the success of the ACA mandate to insure the uninsured and to improve the health and welfare outcomes of the previously uninsured.en_US
dc.language.isoengen_US
dc.publisherIZA Bonnen_US
dc.relation.ispartofseriesDiscussion Paper Series, Forschungsinstitut zur Zukunft der Arbeit 6920en_US
dc.subject.jelG22en_US
dc.subject.jelH42en_US
dc.subject.jelI13en_US
dc.subject.jelI28en_US
dc.subject.ddc330en_US
dc.subject.keywordhealth insuranceen_US
dc.subject.keywordhealth careen_US
dc.subject.keyworduninsureden_US
dc.subject.keywordself-insuranceen_US
dc.subject.keywordself-protectionen_US
dc.subject.stwKrankenversicherungen_US
dc.subject.stwGesundheitswesenen_US
dc.subject.stwSelbstversicherungen_US
dc.subject.stwWohltätigkeiten_US
dc.subject.stwUSAen_US
dc.titleThe problem of the uninsureden_US
dc.typeWorking Paperen_US
dc.identifier.ppn728348535en_US
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen_US
Appears in Collections:IZA Discussion Papers, Forschungsinstitut zur Zukunft der Arbeit (IZA)

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