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Cardiff Business School, Cardiff University >
Cardiff Economics Working Papers >
Please use this identifier to cite or link to this item:
http://hdl.handle.net/10419/65794
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Full metadata record
| DC Field | | Value | | Language |
| dc.contributor.author | | Zhao, Tianshu | | en_US |
| dc.contributor.author | | Matthews, Kent | | en_US |
| dc.contributor.author | | Murinde, Victor | | en_US |
| dc.date.accessioned | | 2011-11-24 | | en_US |
| dc.date.accessioned | | 2012-11-02T14:28:46Z | | - |
| dc.date.available | | 2012-11-02T14:28:46Z | | - |
| dc.date.issued | | 2011 | | en_US |
| dc.identifier.uri | | http://hdl.handle.net/10419/65794 | | - |
| dc.description.abstract | | This paper attempts to evaluate the competitiveness of British banking in the presence of cross-selling and switching costs during 1993-2008. It presents estimates of a model of banking behaviour that encompasses switching costs as well as cross-selling of loans and offbalance sheet transactions. The evidence from panel estimation of the model lends support to our theoretical priors on the cross-selling behaviour of British banks, which helps explain the rapid growth of non-interest income during the last two decades. We also find that the consumer faced high switching costs in the loan market in the latter part of the sample period, as a result of lower competitiveness. | | en_US |
| dc.language.iso | | eng | | en_US |
| dc.publisher | | Cardiff Univ, Cardiff Business School, Economics Section Cardiff | | en_US |
| dc.relation.ispartofseries | | Cardiff Economics Working Papers E2011/29 | | en_US |
| dc.subject.jel | | G21 | | en_US |
| dc.subject.jel | | L13 | | en_US |
| dc.subject.ddc | | 330 | | en_US |
| dc.title | | Cross-selling, switching costs and imperfect competition in British banks | | en_US |
| dc.type | | Working Paper | | en_US |
| dc.identifier.ppn | | 672992469 | | en_US |
| dc.rights | | http://www.econstor.eu/dspace/Nutzungsbedingungen | | en_US |
| Appears in Collections: | | Cardiff Economics Working Papers
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