Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/64390 
Year of Publication: 
2010
Series/Report no.: 
Upjohn Institute Working Paper No. 10-163
Publisher: 
W.E. Upjohn Institute for Employment Research, Kalamazoo, MI
Abstract: 
We estimate the effect of employer offers of retiree health benefits (RHBs) on the timing of retirement using a sample of Health and Retirement Study (HRS) men observed over a period of up to 12 years. We hypothesize that the effect of RHBs differs for workers of different ages - a hypothesis we can test now that the main HRS cohort has aged sufficiently. We apply three wellknown panel data estimators and find that, for men in their 50s, RHBs have little or no effect on retirement decisions; however, a substantial effect emerges for men in their early 60s. We use simulations to illustrate how RHBs alter retirement patterns.
Subjects: 
retirement
health insurance
employee benefits
panel data
JEL: 
J26
I18
J32
Persistent Identifier of the first edition: 
Document Type: 
Working Paper

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