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dc.contributor.authorBuch, Claudia M.en_US
dc.contributor.authorPrieto, Estebanen_US
dc.date.accessioned2012-06-18en_US
dc.date.accessioned2012-06-26T12:24:34Z-
dc.date.available2012-06-26T12:24:34Z-
dc.date.issued2012en_US
dc.identifier.piurn:nbn:de:bsz:21-opus-62536en_US
dc.identifier.urihttp://hdl.handle.net/10419/59509-
dc.description.abstractInsufficient capital buffers of banks have been identified as one main cause for the large systemic effects of the recent financial crisis. Although higher capital is no panacea, it yet features prominently in proposals for regulatory reform. But how do increased capital requirements affect business loans? While there is widespread belief that the real costs of increased bank capital in terms of reduced loans could be substantial, there are good reasons to believe that the negative real sector implications need not be severe. In this paper, we take a long-run perspective by analyzing the link between the capitalization of the banking sector and bank loans using panel cointegration models. We study the evolution of the German economy for the past 60 years. We find no evidence for a negative impact of bank capital on business loans.en_US
dc.language.isoengen_US
dc.publisherUniv. Tübingen Tübingenen_US
dc.relation.ispartofseriesUniversity of Tübingen Working Papers in Economics and Finance 37en_US
dc.subject.jelG2en_US
dc.subject.jelE5en_US
dc.subject.jelC33en_US
dc.subject.ddc330en_US
dc.subject.keywordBank capitalen_US
dc.subject.keywordBusiness loansen_US
dc.subject.keywordCointegrationen_US
dc.subject.stwBanken_US
dc.subject.stwEigenkapitalen_US
dc.subject.stwKreditgeschäften_US
dc.subject.stwFirmenkundengeschäften_US
dc.subject.stwKointegrationen_US
dc.subject.stwSchätzungen_US
dc.subject.stwDeutschlanden_US
dc.titleDo better capitalized banks lend less? Long-run panel evidence from Germanyen_US
dc.typeWorking Paperen_US
dc.identifier.ppn717788482en_US
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen_US
dc.identifier.repecRePEc:zbw:tuewef:37-
Appears in Collections:University of Tübingen Working Papers in Economics and Finance

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