Please use this identifier to cite or link to this item: https://hdl.handle.net/10419/59509 
Full metadata record
DC FieldValueLanguage
dc.contributor.authorBuch, Claudia M.en
dc.contributor.authorPrieto, Estebanen
dc.date.accessioned2012-06-18-
dc.date.accessioned2012-06-26T12:24:34Z-
dc.date.available2012-06-26T12:24:34Z-
dc.date.issued2012-
dc.identifier.piurn:nbn:de:bsz:21-opus-62536en
dc.identifier.urihttp://hdl.handle.net/10419/59509-
dc.description.abstractInsufficient capital buffers of banks have been identified as one main cause for the large systemic effects of the recent financial crisis. Although higher capital is no panacea, it yet features prominently in proposals for regulatory reform. But how do increased capital requirements affect business loans? While there is widespread belief that the real costs of increased bank capital in terms of reduced loans could be substantial, there are good reasons to believe that the negative real sector implications need not be severe. In this paper, we take a long-run perspective by analyzing the link between the capitalization of the banking sector and bank loans using panel cointegration models. We study the evolution of the German economy for the past 60 years. We find no evidence for a negative impact of bank capital on business loans.en
dc.language.isoengen
dc.publisher|aUniversity of Tübingen, Faculty of Economics and Social Sciences |cTübingenen
dc.relation.ispartofseries|aUniversity of Tübingen Working Papers in Economics and Finance |x37en
dc.subject.jelG2en
dc.subject.jelE5en
dc.subject.jelC33en
dc.subject.ddc330en
dc.subject.keywordBank capitalen
dc.subject.keywordBusiness loansen
dc.subject.keywordCointegrationen
dc.subject.stwBanken
dc.subject.stwEigenkapitalen
dc.subject.stwKreditgeschäften
dc.subject.stwFirmenkundengeschäften
dc.subject.stwKointegrationen
dc.subject.stwSchätzungen
dc.subject.stwDeutschlanden
dc.titleDo better capitalized banks lend less? Long-run panel evidence from Germany-
dc.typeWorking Paperen
dc.identifier.ppn717788482en
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen
dc.identifier.repecRePEc:zbw:tuewef:37en

Files in This Item:
File
Size
276.19 kB





Items in EconStor are protected by copyright, with all rights reserved, unless otherwise indicated.