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dc.contributor.authorSchmitz, Hendriken_US
dc.contributor.authorZiebarth, Nicolas R.en_US
dc.date.accessioned2012-04-25en_US
dc.date.accessioned2012-06-15T07:56:37Z-
dc.date.available2012-06-15T07:56:37Z-
dc.date.issued2011en_US
dc.identifier.piurn:nbn:de:101:1-201202285103-
dc.identifier.urihttp://hdl.handle.net/10419/58866-
dc.description.abstractThis paper provides field evidence on (a) how price framing affects consumers' decision to switch health insurance plans and (b) how the price elasticity of demand for health insurance can be influenced by policymakers through simple regulatory efforts. In 2009, in order to foster competition among health insurance companies, German federal regulation required health insurance companies to express price differences between health plans in absolute Euro values rather than percentage point payroll tax differences. Using individual-level panel data, as well as aggregated health plan-level panel data, we find that the reform led to a sixfold increase in an individual's switching probability and a threefold demand elasticity increase.en_US
dc.language.isoengen_US
dc.publisherIZA Bonnen_US
dc.relation.ispartofseriesDiscussion Paper series, Forschungsinstitut zur Zukunft der Arbeit 6241en_US
dc.subject.jelH51en_US
dc.subject.jelI11en_US
dc.subject.jelI18en_US
dc.subject.ddc330en_US
dc.subject.keywordhealth insuranceen_US
dc.subject.keywordhealth plan switchingen_US
dc.subject.keywordprice competitionen_US
dc.subject.keywordprice elasticityen_US
dc.subject.keywordSOEPen_US
dc.subject.stwGesetzliche Krankenversicherungen_US
dc.subject.stwPreiselastizitäten_US
dc.subject.stwKonsumentenverhaltenen_US
dc.subject.stwFramingen_US
dc.subject.stwPreiswettbewerben_US
dc.subject.stwGesundheitsreformen_US
dc.subject.stwDeutschlanden_US
dc.titleIn absolute or relative terms? How framing prices affects the consumer price sensitivity of health plan choiceen_US
dc.typeWorking Paperen_US
dc.identifier.ppn699891078en_US
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen_US
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IZA Discussion Papers, Forschungsinstitut zur Zukunft der Arbeit (IZA)

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