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dc.contributor.authorGiannetti, Caterinaen_US
dc.contributor.authorJentzsch, Nicolaen_US
dc.date.accessioned2011-07-18en_US
dc.date.accessioned2012-04-11T09:29:25Z-
dc.date.available2012-04-11T09:29:25Z-
dc.date.issued2011en_US
dc.identifier.urihttp://hdl.handle.net/10419/56842-
dc.description.abstractCredit reporting systems are an important ingredient for financial markets. These systems are based upon the unique identification of borrowers, which is enabled if a compulsory identification system exists in a country. We present evidence derived from difference-in-difference analyses on the impact of the interplay of credit reporting and identification systems on financial access and intermediation in 172 countries during years of 2000 to 2008. Our results suggest that the introduction of an identification system has a positive effect on financial intermediation (bank credit to deposits) and financial access (private credit to GDP), especially in countries where there is also a credit reporting system. This effect exists net of other country characteristics.en_US
dc.language.isoengen_US
dc.publisherUniv. [u.a.] Jenaen_US
dc.relation.ispartofseriesJena economic research papers 2011,031en_US
dc.subject.jelG21en_US
dc.subject.jelO12en_US
dc.subject.jelO16en_US
dc.subject.ddc330en_US
dc.subject.keywordcredit marketsen_US
dc.subject.keywordinformation asymmetriesen_US
dc.subject.keywordidentificationen_US
dc.subject.stwKreditmarkten_US
dc.subject.stwAsymmetrische Informationen_US
dc.subject.stwAuskunfteien_US
dc.subject.stwFinanzintermediären_US
dc.subject.stwSchätzungen_US
dc.subject.stwWelten_US
dc.titleCredit Reporting, Access to Finance and Identification Systems: International Evidenceen_US
dc.typeWorking Paperen_US
dc.identifier.ppn664330169en_US
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen_US
Appears in Collections:Publikationen von Forscherinnen und Forschern des DIW
Jena Economic Research Papers, MPI für Ökonomik

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