EconStor >
International Black Sea University, Tbilisi >
IBSU Scientific Journal (IBSUSJ) >

Please use this identifier to cite or link to this item:

http://hdl.handle.net/10419/54637
  

Full metadata record

DC FieldValueLanguage
dc.contributor.authorKhundadze, Sophioen_US
dc.date.accessioned2012-01-11T16:59:48Z-
dc.date.available2012-01-11T16:59:48Z-
dc.date.issued2009en_US
dc.identifier.citationIBSU Scientific Journal (IBSUSJ) 1512-3731 3 2009 2 89-114en_US
dc.identifier.urihttp://hdl.handle.net/10419/54637-
dc.description.abstractThe paper focuses on the significance of deposit insurance program for the financial system stability and smooth operation of the economy. The issue is very substantial for Georgian banking system, which remains to be the only industry all over the post Soviet area without deposit insurance mechanism in place. Georgian banking system lacks the confidence level of its customers, that probably can be restored by imposition of deposit insurance program. The article compares discussions of different experts and their empirical studies arguing whether or not deposit insurance undermines or promotes banking stability. But the experience shows that it, if carefully and properly designed, facilitates additional economic stability, though the last attempt to implement the program in Georgia failed. The article presents the terms of the project elaborated by the National Bank of Georgia and Financial Committee, and gives some proposals needed to perfect the program taking into consideration the recommendations of different experts.en_US
dc.language.isoengen_US
dc.publisherInternational Black Sea University Tbilisien_US
dc.subject.ddc330en_US
dc.subject.keywordDeposit Insuranceen_US
dc.subject.keywordMoral Hazarden_US
dc.subject.keywordBanking, Georgiaen_US
dc.titleThe problem of moral hazard and effects of deposit insurance projecten_US
dc.typeArticleen_US
dc.identifier.ppn64423976Xen_US
dc.rightshttp://www.econstor.eu/dspace/Nutzungsbedingungenen_US
Appears in Collections:IBSU Scientific Journal (IBSUSJ)

Files in This Item:
File Description SizeFormat
64423976X.pdf151.85 kBAdobe PDF
No. of Downloads: Counter Stats
Show simple item record
Download bibliographical data as: BibTeX

Items in EconStor are protected by copyright, with all rights reserved, unless otherwise indicated.