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Technische Universität Dresden >
Fakultät Wirtschaftswissenschaften, Technische Universität Dresden >
Dresden Discussion Paper Series in Economics, Faculty of Business and Economics, TU Dresden >
Please use this identifier to cite or link to this item:
http://hdl.handle.net/10419/48160
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| Title: | | A simple model of health insurance competition  |
| Authors: | | Kemnitz, Alexander |
| Issue Date: | | 2010 |
| Series/Report no.: | | Dresden discussion paper series in economics 09/10 |
| Abstract: | | This paper investigates competition between health insurance companies under different financing regulations. We consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health contributions) and by fees (health premia). We find that contribution rate competition yields lower company profits and higher consumer welfare than premia competition when switching between insurance companies is costly. |
| Subjects: | | Health Care Reform Competition Consumer Choice |
| JEL: | | I11 I18 D43 |
| Document Type: | | Working Paper |
| Appears in Collections: | | Dresden Discussion Paper Series in Economics, Faculty of Business and Economics, TU Dresden
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